Insurance Every Contractor in Ontario Should Carry
Contractors face unique risks daily—from property damage to injury claims and equipment theft.
Without proper insurance, one incident can create serious financial strain.
Essential Insurance for Contractors
Commercial General Liability
Protects against:
- Bodily injury
- Property damage
- Legal expenses
Commercial Auto Insurance
Required if vehicles are used for:
- Tools transport
- Job site travel
- Business use
Tools & Equipment Coverage
Protects:
- Theft
- Damage
- Loss
Professional Liability / E&O
Important for contractors providing advice or design work.
Commercial Property Insurance
Useful for office/shop/storage locations.
Installation Floater
Protects materials before installation is complete.
Final Thoughts
Contractors need layered protection.
Need contractor insurance in Ontario? Contact us for a customized quote.